Derric Wetter
Licensed Life & Health Insurance Agent
Derric Wetter
Licensed Life & Health Insurance Agent
Terms and Conditions
Effective Date: 03/01/2026
This website is owned and operated by Derric Wetter, Licensed Life & Health Insurance Agent – New York. These Terms and Conditions govern your use of this website and any services offered through it. By accessing or using this site, you agree to these terms.
1. Website Use
This website is intended for individuals seeking information regarding insurance and financial protection services. By using this site, you confirm that you are at least 18 years of age and will use this website for lawful purposes only.
Unauthorized use of this website may result in legal action.
2. No Financial or Legal Advice
All information provided on this website is for general informational and educational purposes only.
Derric Wetter provides insurance planning services but does not provide legal, tax, or investment advisory services. You should consult qualified professionals before making financial, legal, or tax-related decisions.
3. Insurance Product Disclosures
Services may include, but are not limited to:
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Life Insurance
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Disability Insurance
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Annuities
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Medicare Advantage Plans
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Medicare Supplement Plans
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Prescription Drug Plans
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Health Insurance
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Final Expense Planning
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Mortgage Protection Planning
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Business Protection Strategies
All products are subject to underwriting approval, carrier guidelines, and state-specific availability.
Premiums, coverage terms, and policy approval are determined solely by the issuing insurance carrier.
4. Accuracy and Responsibility
You agree to provide accurate and complete information when submitting contact forms, scheduling consultations, or requesting quotes.
Quotes, illustrations, and estimates provided are preliminary and not guarantees of coverage or pricing. Final terms are determined by the insurance carrier during underwriting.
5. Communications Consent
By submitting any form, scheduling appointment, or requesting information through this website, you consent to being contacted by phone, email, or text message regarding insurance and financial protection services.
Message and data rates may apply. Consent is not a condition of purchase.
You may opt out of communications at any time.
6. Limitation of Liability
This website and its content are provided “as is” without warranties of any kind.
Derric Wetter is not liable for:
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Insurance carrier underwriting decisions
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Policy performance
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Changes in laws or regulations
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Financial outcomes based on information presented on this website
Insurance products are contracts issued and governed by the insurance carrier.
7. Intellectual Property
All content on this website, including text, branding, and design elements, is the property of Derric Wetter and may not be reproduced without written permission.